Pacific Mortgage Fund offers good commercial hard money investment opportunity for its investor, by selling them the loans that they have given to commercial hard money borrowers. Due the best practices that Pacific Mortgage Fund follows it makes it the most reliable commercial hard money lender and hard money investment managers in the market offering hard money borrowers, hard money investors and hard money brokers accrue a lot value. All of this wouldn’t have been possible without the support of its highly dedicated, highly educated and highly disciplined employees. In a way one can say that Pacific Mortgage Fund’s vision and mission can be felt through its staff.

For Pacific Mortgage Fund, commercial hard money brokers are very special and brokers experience this from the promises that are never missed. Be it closing dates, persistent quotes and 100% genuine approvals, Pacific Mortgage Fund’s professional approach will never let a hard money broker down.

Pacific Mortgage Fund lends commercial hard money loans all over the nation and in some cases it also lends international commercial hard money loans. Pacific Mortgage Fund deals with commercial hard money loans which are in the range of $250,000 to $10 million. It can also go out of the way to grant hard money loans larger than $10 million on a case by case. Usual tenure of the hard money loans that are granted by Pacific Mortgage Lender is in the range of 1-4 years. The interest rate starts from 6.99% and goes upwards depending on the risk and lending period. Pacific Mortgage Fund collects 3 to 5% as processing fee.The Loan to Value ratio is caped at 70%.All the loans are secured by a lien position on the property on which the hard money loan is raised. The Real estate properties on which the hard money loans are granted are residential and commercial real estate like office buildings, high end residential, shopping centers, multifamily, non-performing assets, hotel & motels and golf course developments. Interest only payments are accepted and it does not extract any prepayment penalties.

Pacific Mortgage Funding can be contacted on (877) 402 6111



For GMC FICO is not the only criterion for granting commercial hard money loans. The property on which the hard money loan is raised plays the primary role. The location and value of the commercial property and borrowing period will determine the acceptance of loan. The loans amount above one million dollars and upwards are considered.

The LTV (Loan to Value) Ratio is limited to 65%. In some cases the LTV could be lower due to the location. LTV is considered on a case by case basis. The interest rates are little higher when compared with any traditional lending sources. The interest rates are usually in the range of 12 -15%. Interest only payments are accepted.

The commercial properties on which GMC grants commercial hard money loans are multi-family buildings, multi-family complexes, warehouse facilities  ,  retail space, self storage facilities, retail strip malls,  mixed-use structures,  mobile home parks,  ,  office space, flagged hotels , office buildings and not limited to only these. GMC charges 3-4% as processing fees at the time of closing the loan.

The commercial hard money loans are typically structured as a one year balloon, with exception of one to two years extension. Extension are allowed case by case basis only. If a loan is granted an extension then the cost of the loan also goes up. So GMC charges more interest rate or some special processing fees for extensions. There are not prepayment penalties levied. GMC considers only first lien position on the property on which the commercial hard money loan is raised.

Contact info:

150 Davie Boulevard, Suite 201
Ft. Lauderdale, FL 33316

Phone: 954-681-4222

Email: info@gmcmtgcap.com

Website: http://www.gmcmtgcap.com/